The app of China Construction Bank, one of China's four state-owned banks, has launched a digital currency wallet, which includes a "digital wallet top-up" and "digital currency" sub-menu.
The digital currency page shows users can create a digital currency, which is expected to be used to make payments, receive payments, scan QR code and transfer funds.
Users can bind their bank cards to activate the feature directly, but it may only be available in some test areas at the moment.
Screenshots of previous beta versions of digital currency wallets from China Construction Bank, Agricultural Bank of China (ABC), and Bank of China (BOC) have all circulated, causing widespread discussion.
Suspected CCB DCEP wallet interface
Doubtful ABC DCEP wallet interface
Doubtful BOC DCEP wallet interface
China's digital RMB pilot areas include Shenzhen, Suzhou, Xiongan New Area, Chengdu and the future Winter Olympics scene, according to a notice released by China's Ministry of Commerce on August 14.
The central bank's digital currency uses the latest dual offline technology and can still be used even when there is no mobile phone signal.
Previously, Sun Guofeng, director of the central bank's monetary policy department, said on August 25 that digital RMB is still in an internal closed pilot test phase and has not yet been officially launched, with no specific launch timetable.
However, in Suzhou, one of the pilot regions, some government workers are already receiving part of their salaries in the form of digital RMB, according to CCTV.
CCTV reported that in Shenzhen, internal testing of the digital RMB is being carried out in an orderly manner; in the Xiongan New Area, 19 companies, including McDonald's, have begun piloting the digital currency.
It can be expected that the digital currency will be as readily available as Alipay and WeChat Pay in the future, although not the same thing as Alipay and WeChat Pay, the report said.